Free Tools

EMI & Eligibility Calculator

Know your monthly instalment before you apply. Adjust the sliders to explore different loan scenarios instantly.

Loan Details

Loan Amount

₹20.00 L

₹1.00 L₹1.00 Cr

Interest Rate (p.a.)

9.5%

6.0%24.0%

Loan Tenure

10 yrs

6 mo30 yrs

Monthly EMI

₹25,880

per month for 10 years

Principal Amount

₹20.00 L

Loan borrowed

Total Interest

₹11.06 L

Cost of credit

Total Payable

₹31.06 L

Principal + Interest

Interest Ratio

35.6%

Of total payment

Principal

₹20.00 L

Total Interest

₹11.06 L

Loan Eligibility Checker

Get a quick estimate of how much loan you may be eligible for based on your income and existing obligations.

Monthly Income (Net)

₹75,000

₹15,000₹5.00 L

Existing EMI Obligations

₹10,000

₹0₹1.00 L

Preferred Interest Rate

9.5%

6.0%24.0%

Preferred Tenure

10 yrs

6 mo30 yrs

Estimated Eligible Loan Amount

₹21.25 L

Based on 50% FOIR norm

Available EMI capacity₹27,500

EMI on eligible amount₹27,500

This is an indicative estimate only. Actual loan eligibility is determined by the lending institution based on credit score, employment type, property value, and other factors. Kozynex Financial Services does not sanction loans.

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