Insurance
Protect what matters most — your family, health, and assets.
Life insurance, health insurance, motor insurance, or home insurance — we help you choose the right coverage from leading insurers at the best premium.
Apply NowUp to ₹5 Cr
Life Cover
Up to ₹1 Cr
Health Cover
95%+
Claim Settlement
Zero
Our Fee
Insurance Products We Offer
Term Life Insurance
Pure protection at the lowest premium — secure your family's financial future with a high sum assured term plan.
Health Insurance
Individual and family floater plans covering hospitalisation, day-care procedures, and critical illness.
Motor Insurance
Comprehensive and third-party motor insurance for cars and two-wheelers — mandatory and add-on covers.
Home Insurance
Protect your home and contents against fire, natural disasters, theft, and other risks.
ULIP & Investment Plans
Unit-linked insurance plans combining life cover with market-linked investment returns.
Zero Borrower Fees
Our service is completely free for policyholders. We are compensated by the insurer, not by you.
General Eligibility
- Indian resident with valid KYC documents
- Age: 18–65 years for most insurance products
- Medical underwriting may be required for high sum assured
- No major pre-existing conditions (for health insurance — subject to waiting periods)
- Valid vehicle registration (for motor insurance)
- Property ownership documents (for home insurance)
Documents Required
- PAN Card and Aadhaar Card
- Passport-size photographs
- Income proof (for high sum assured life insurance)
- Medical reports (if required by insurer)
- Vehicle RC and previous policy (for motor insurance)
- Property documents (for home insurance)
Frequently Asked Questions
How much life insurance cover do I need?
A common rule of thumb is 10–15 times your annual income. We help you calculate the right cover based on your liabilities, dependents, and financial goals.
What is the difference between term and whole life insurance?
Term insurance provides pure protection for a fixed period at low premiums. Whole life or endowment plans combine insurance with savings but at higher premiums.
Can I port my existing health insurance?
Yes, you can port your health insurance to another insurer at renewal without losing your accumulated no-claim bonus and waiting period credits.
Does Kozynex charge any fee?
No. Our services are completely free for policyholders. We are compensated by the insurer as a registered insurance intermediary.
Protect Your Future Today
Get personalised insurance recommendations — free consultation, zero fees.