Home Loan
Finance your dream home with the best rates in the market.
We compare home loan offers from 10+ banks and NBFCs to find the lowest rate and best terms for your profile — at absolutely zero cost to you.
Apply Now8.5%+
Interest Rate
₹5 Cr
Max Loan Amount
30 Yrs
Max Tenure
7–10 Days
Processing Time
Why Choose a Home Loan Through Kozynex?
Lowest Rate Guarantee
We compare offers from 10+ lenders and present the most competitive rate available for your profile.
Up to ₹5 Crore
Finance premium properties with high loan amounts, subject to eligibility and property valuation.
Tenures up to 30 Years
Spread your repayment over up to 30 years to keep your EMI comfortable and manageable.
Balance Transfer
Already have a home loan? We can help you transfer it to a lender offering a lower rate.
Top-Up Loans
Need additional funds? Get a top-up loan on your existing home loan at attractive rates.
Zero Borrower Fees
Our service is completely free for borrowers. We are compensated by the lender, not by you.
Eligibility Criteria
- Indian resident, aged 21–65 years
- Salaried: minimum monthly income ₹25,000
- Self-employed: minimum 2 years of business vintage
- CIBIL score of 700 or above preferred
- Property must be in an approved location
- Loan-to-Value (LTV) up to 90% of property value
Documents Required
- PAN Card and Aadhaar Card
- Last 3 months salary slips (salaried) or ITR for 2 years (self-employed)
- Last 6 months bank statements
- Form 16 / Income Tax Returns
- Property documents (sale agreement, title deed)
- Passport-size photographs
Frequently Asked Questions
How long does home loan approval take?
Typically 7–10 working days from the date of complete document submission, subject to property verification and lender processing time.
Can I get a home loan for an under-construction property?
Yes, most lenders offer home loans for under-construction properties. The loan is disbursed in tranches linked to construction progress.
What is the maximum LTV ratio?
Lenders typically offer up to 90% of the property value for loans up to ₹30 lakhs, and up to 80% for higher amounts, as per RBI guidelines.
Does Kozynex charge any fee for home loan assistance?
No. Kozynex is a registered DSA/LSP and our services are completely free for borrowers. We are compensated by the lender.
Ready to Apply for a Home Loan?
Get a free consultation and compare offers from 10+ lenders — no obligations, no fees.